Erdi Karaca is a prominent leader in banking and financial product development, specialized in digital strategies, data and Artificial Intelligence. With a focus on creating innovative solutions, he has contributed to the advancement of digital banking and the implementation of emerging technologies in the financial sector. In fact, his interests include the integration of AI to improve customer experience and the optimization of banking processes, as well as the design of strategies for banking products. 

Throughout his career, he has held leadership positions in global institutions such as HSBC Kinetic, where he has worked as Head of Mobile Banking and Co-Head of Business Banking, where he has led teams in the development of HSBC Kinetic and mobile services for business banking in the United Kingdom. In addition, his management has focused on the creation of innovative digital products, such as payment solutions, cards, loans and financial management tools. He has also been Head of Banking and Beyond Banking, where he has overseen projects that have transformed SME banking through digital products. 

Internationally, Erdi Karaca has been recognized for his ability to lead complex teams and develop strategies that have driven innovation in digital banking. He has led global programs that have promoted smart banking and technology integration in diverse markets. His work has been instrumental in the implementation of AI-driven smart banking solutions and in the management of financial products for business customers globally. He has also contributed to the research of multiple products for the financial sector, publishing articles on the implementation of AI in banking, as well as presenting his work at international conferences.

• Head of Mobile Banking at HSBC Kinetic, London, United Kingdom
• Co-Head of Enterprise Banking at HSBC Kinetic
• Head of Banking and Beyond Banking at HSBC Kinetic 
• CDO of Global Commercial Banking at HSBC Kinetic 
• Innovation, Strategy and Innovation in Commercial Banking at NatWest Group 
• Digital Strategy and Product Development Manager at NatWest Group 
• Master in Business from Oxford University 
• Course in Artificial Intelligence: Implications for Business Strategy from the MIT Sloan School
• of Management 
• Master's Degree in International Politics from the University of Surrey
• Bachelor of Arts in Social Sciences from Oxford Technical College